In today’s announcement, the November 2025 Premium Bond results revealed the fortunate winners of two £1 million prizes. The initial recipient, residing in Shropshire, holds the maximum £50,000 in Premium Bonds and secured the prize with bond number 258GE105589 acquired in October 2015. Another £1 million winner hails from York, also possessing £50,000 in Premium Bonds, and clinched the award with bond number 568FY679677 purchased in February 2024.
Premium Bonds, a savings product by National Savings & Investment (NS&I), enter participants into a monthly prize draw instead of offering a fixed interest rate. Prizes range from £25 to £1 million, with no guaranteed winnings each month, predominantly consisting of smaller prize amounts.
The total prize fund rate currently stands at 3.60%, with two £1 million prizes awarded monthly. The odds of winning per bond are 22,000 to 1 for every £1 invested. NS&I Retail Director Andrew Westhead congratulated the recent jackpot winners, emphasizing their significant windfall leading into the festive season.
If you win a prize, NS&I notifies you via email or text message, allowing you to choose between receiving the funds in your bank account or reinvesting in Premium Bonds. You can conveniently check for winnings using the NS&I online prize checker tool or the Premium Bonds prize checker app.
Despite a gradual decrease in the prize fund rate in recent months, resulting in a slight reduction in larger prize quantities and an increase in smaller awards, two £1 million prizes are still up for grabs monthly. The most recent rate adjustment occurred in the August 2025 draw, bringing the rate down to 3.60%. Approximately 23 million individuals hold Premium Bonds.